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Buying a property in Spain

You should always seek expert advice when buying your first investment property in Spain.

In recent years buying a property in Spain has become extemely popular, particularly with UK nationals. There is something very rewarding about owning your own second home in another country and many find that this arrangement is more preferable to seeking a different destination for each holiday. Since the advent of low cost air flights the Spanish property buying business has become huge.

There are an increasing number of property exhibitions that aim to persuade you to purchase a brand new or nearly new property in Spain. Sales staff are skilled in using highly seductive marketing methods to sell as many as possible. Like all other salespeople, they know that if a customer has time to go away and think about a purchase, then a sale is lost as is their commission! You should not however feel pressured into ‘signing on the dotted line’ there and then.

However this article aims to provide a basic insight into points to remember or consider when you embark on buying property abroad. Be sure to read as much as you can about protecting your rights and your investment before taking the plunge.

First you need to consider what you want from your property in Spain. Homes along the coast tend to be of modern design - more traditional villas and character properties can be found inland. Whilst older Spanish properties can be more appealing, you need to bear in mind any costs needed for renovation and upkeep.

You may be thinking of buying to let your property in Spain. If this is your intention you need to be aware that a lease length should never be more than 11 months.

Take this word of warning when considering renting your property in Spain. The Spanish rental market is very different from the French market. Older properties with plenty of character are perferable for tourists visiting France, where as the more modern appartment with all mod-cons - and essential balcony or terrace, are far more desireable to the Spanish rental property market.

If you are planning to settle in your property in Spain you should take steps to find out about your entitlements on the Spanish health service. Free health care is generally available to those who pay into Spanish social security. Otherwise it is essential that you take out private health insurance - you may not qualify for a resident's permit without it.

Property developments are very popular with people seeking a property in Spain. They are generally enclosed communities encompassing several properties, apartments, villas or townhouses, communal gardens, a pool and various other facilities. In Spain you would pay towards your development, to cover costs such as pool and garden maintenance, security, etc. They benefits of buying a Spanish property on a development in that they are well kept and maintained to a certain standard.


When buying your property in Spain make sure that you check the seller´s deeds to the property. This will provide confirmation that the seller is (or is not) the owner of the property being sold. You should also obtain a 'nota simple'from the Property Registry to ensure there are no mortgages.

View the plans at the Town Hall for new properties on urbanisations to satisfy yourself that the property is legally registered, and be sure to check building permits for plots of land.

It is also wise to ensure all past bills have been paid, when buying a resale property)including any community charges, electricity and water bills and refuse collection.

For an estimate of the cost of buying your property in Spain you should allow 10% of the purchase price. This will cover stamp duty, legal fees as well as land registration. Most Spanish banks will lend a mortgage to non-residents at up to 75% of the valuation of the property. You should always get a survey or homebuyers report.

December 2005

Our love of Spain

Bathed in sunshine and steeped in history, Spain is a favourite holiday destination popular for both long and short breaks away.

With millions of tourists holidaying in Spain each year to soak up the sun, enjoy the food and sample the local wines, the scenery and culture of this most passionate of Mediterranean countries is also infectious.

The Costas, the Canary Islands and the Balearics all offer good value, guaranteed sunshine, safe beaches and welcoming hotels and restaurants — in fact, everything most of us want in a holiday. For the more adventurous, there is ample opportunity to hike up mountains, stay in castles, and watch the whales and dolphins off the coast. Children may enjoy the opportunity to go dinosaur hunting in the fossil beds of La Rioja, or learn to cook, play golf, or ride the Spanish range.

Spain is also a top short break destination, thanks to low-cost flights to stylish cities such as Madrid, Barcelona or Valencia. In terms of popularity, the Balearic Islands welcome the largest number of British holiday makers. Mallorca offers a tranquil cocktail of sun, sea and beautiful scenery and a holiday that can be as laid back, lively or as cultural as you like.

Minorca has more sandy coves than all the other Balearic Islands put together and is perfect for families with young children. Andalusia has long been a favourite, too, offering all the sizzle of the Costa del Sol, backed by mountains dotted with white villages.

Stretching right along the southern coast of Spain are other famous holiday regions, each with their own character but all offering golden sands, water-sports and family-friendly hotels. Good value all-inclusive deals abound. Or go self-catering and eat out on local specialities such as tapas, paella and fresh fish.

Many of the more tired 1960s hotels have now been replaced by smart new ones, with spas, lagoon pools and the chance to try new sports and activities.

And there is a great choice of family days out too, from water-parks to theme parks such as Port Aventura on the Costa Dorada, Terra Mitica at Benidorm, Isla Magica in Seville and Warner Brothers Movie World at Madrid. So, when is the best time to go?

Canaries offer warm sunshine year-round. In July and August temperatures soar into the 90s in all Spain's resorts. And May and September offer pleasant warmth that's perfect for young families.

Whenever you want to go, now is a good time to book a Spanish bargain!

SPAIN Vacation Rentals - 48 examples from our database

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VACATION RENTAL: Modern 4 bedroomed house with Sea Views, Private Pool and Jacuzzi
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See Murcia

Prices from GBP375

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VACATION RENTAL: 3 Bed 3 bath family villa, shared pool and ball court, near beach. Sleeps 6-8
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See Valenciana

Prices from GBP195

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VACATION RENTAL: Apartment in Colinas de Campoverde, Costa Blanca
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Prices from GBP120

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VACATION RENTAL: DELIGHTFUL TOWN HOUSE WITH ROOF TERRACE ON MOJACAR PLAYA
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See Andalucia

Prices from GBP150

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VACATION RENTAL: 2 Bed Apartment with Large communal pool
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Prices from GBP155

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VACATION RENTAL: Idyllic, 3 bedroom semi-detached house with solarium only 7 mins walk from beach
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Prices from GBP180

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VACATION RENTAL: New villa with pool in Empuriabrava
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See Cataluna

Prices from EUR450

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VACATION RENTAL: Luxury 2 bed, 2 bath apartment surrounded by La Duquesa Golf, Country Club & Spa
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See Andalucia

Prices from GBP295

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VACATION RENTAL: Nestling among the olive groves of Tijola, villa Castańo is quiet and peaceful
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Prices from GBP550

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VACATION RENTAL: Luxury Andalucian Apartment with Large Terrace and Mountain Views Costa Tropical
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Prices from EUR350

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VACATION RENTAL: Luxury 3 bedroom airconditioned holiday apartment with pool to rent
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Prices from GBP300

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VACATION RENTAL: Montana Blańca - Luxury Two Bed Two Bath House Overlooking Costa Caleta
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Prices from GBP300

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VACATION RENTAL: SPACIOUS THREE BEDROOM, TWO BATHROOM, THREE SUN TERRACE TOWNHOUSE
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Prices from GBP300

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VACATION RENTAL: A CORNER PLOT BUNGALOW THAT WILL SLEEP 6 (2 BEDROOMS AND 2 DOUBLE BED SOFAS IN T
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Prices from GBP300

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VACATION RENTAL: Bungalow Sleeps 4-6 Dona Pepa Costa Blanca Close to Beaches Golf Theme Parks
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Prices from GBP175

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VACATION RENTAL: Puerto Chico 'A' - Holiday bungalow with wheelchair entry in Playa Blanca, lanz
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Prices from GBP400

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VACATION RENTAL: Sea View Townhouse Villa Rental /Gran Alacant,Alicante,Beach,Communal Pool,Sleep
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Prices from GBP199

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VACATION RENTAL: Breathtaking sea views, overlooking the coast at Almunecar; Costa Tropical
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Prices from GBP300

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VACATION RENTAL: Luxury property, sleeps 8 people in the heart of the Alpujarras in Orgiva.
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Prices from EUR450

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VACATION RENTAL: Private villa with own pool in the hills of Andalucia - sleeps 6
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Prices from GBP225

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VACATION RENTAL: Beautiful apartment in centre of Valencia - sleeps up to 6, fully equipped
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Prices from EUR400

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VACATION RENTAL: Lovely 3 Bed Property with Comumial Pool
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See Murcia

Prices from EUR255

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VACATION RENTAL: Luxury Townhouse
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Prices from EUR1,200

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VACATION RENTAL: 1-bedroom apartment
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Prices from GBP320

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VACATION RENTAL: Comfortable villa for 6 with large pool
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Prices from EUR700

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VACATION RENTAL: Stunning white washed villa with private pool
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Prices from GBP500

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VACATION RENTAL: Villa Mira is situated on a 18 hole magnificent Golf Course
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Prices from EUR650

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VACATION RENTAL: Luxurious villa with Private Heated Pool and Magnificent sea and golf views
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Prices from GBP550

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VACATION RENTAL: Attractive villa for 6 with large pool
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Prices from EUR700

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VACATION RENTAL: Apartment with air con, sat TV and communal pool
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Prices from EUR200

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VACATION RENTAL: New luxury spacious first floor apartment overlooking large pool
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Prices from GBP170

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VACATION RENTAL: Spacious 3 bedroom villa ideally located in the village of Alfaz del Pi
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Prices from GBP600

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VACATION RENTAL: An exceptional high quality two bedroom villa with private pool
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Prices from GBP800

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VACATION RENTAL: House with large shared pool & roof terrace with panoramic views
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Prices from GBP270

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VACATION RENTAL: 2 bed townhouse, sleeps 4, 10 min drive to Torrevieja, La Cinuelica, Los Altos
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Prices from GBP155

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VACATION RENTAL: Sotavento Costa Calma Beachfront Villa
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Prices from GBP399

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VACATION RENTAL: Conveniently located in a residential area within walking distance of the beach
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Prices from GBP770

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VACATION RENTAL: Luxury 2 Bed 2 Bath Villa With Private Pool
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See Canary Islands

Prices from GBP395

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VACATION RENTAL: Semi-detached two bedroomed villa situated at the end of a cul-de-sac
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Prices from GBP350

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VACATION RENTAL: Two bedroomed villa five minutes from the nearest sandy beach
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Prices from GBP425

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VACATION RENTAL: Detached villa with pool finished to a very high standard
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Prices from GBP450

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VACATION RENTAL: Vera Playa holiday appartment rental sleeping 4 people + baby
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Prices from GBP167

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VACATION RENTAL: Affordable, clean, comfortable and well maintained apartment
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Prices from GBP125

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VACATION RENTAL: New 2 bed apartment - 10 mins walk from Duquesa Marina
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Prices from GBP150

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VACATION RENTAL: Town house with air-conditioning and shared pool
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Prices from GBP250

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VACATION RENTAL: Luxury 3 bedroom villa located in the select area of Red Volcano, Montana Roja
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Prices from GBP400

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VACATION RENTAL: Beautifully furnished and decorated villa with some unique features
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Prices from GBP650

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VACATION RENTAL: 2 bedroom south facing semi detached property, sleeps 4, La Cinuelica, Los Altos
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Prices from GBP190

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HOTEL: Beautiful 1-star budget hotel with pool, close to beach, harbour, and shopping.
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Rooms from EUR20

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HOTEL: Holiday-residence, B&B, Apartment, Guesthouse, Aparthotel, pool, Valencia, Chest
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Rooms from EUR50

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HOTEL: Village hotel, Andalucia. 40 minutes malaga airport, close to beaches & Nerja.
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Rooms from EUR65

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HOTEL: Bed and Breakfast accommodation Cordoba Seville Andalucia couples singles
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Rooms from EUR38

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HOTEL: Mountain views, fresh air and the chance to explore. Perfect!
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Rooms from EUR35

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HOTEL: Boutique hotel, Andalucia, andalucian, malaga, costa del sol inland, B&B, BandB
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Rooms from EUR52

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HOTEL: Beautiful B&B just 10 minutes from Granada - discover Granada and Andalusia
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Rooms from EUR69

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HOTEL: Our house is a fine 100 year old restored townhouse in centre of a small village
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Rooms from EUR60

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HOTEL: Family bed & breakfast
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Rooms from EUR20

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HOTEL: Quiet Countrside B&B Near Malaga & Granada Airports
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Rooms from EUR40

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HOTEL: Vogue Beach Resort the first gay & lesbian beach front hotel in mainland Spain
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30 Bedrooms

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HOTEL: Bed and Breakfast Calpe between Valencia and Calpe on the mediterranean sea
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5 Bedrooms

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HOTEL: Located in enviable surroundings, close to the Prado
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City Hotel

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HOTEL: Friendly Barcelona hotel to make your stay in Barcelona a pleasure
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53 Bedrooms

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HOTEL: Located in the heart of the vibrant Barcelona city centre
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60 Bedrooms

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HOTEL: Bed and Breakfast and Self Catering Accommodation in Costa Blanca Spain
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Rooms from EUR40

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HOTEL: B&B in country house with free horse riding in desert region of Andalucia, Spain
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Rooms from EUR50

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HOTEL: Great 4 star hotel with Spectavular views to Ibiza Old town
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Rooms from EUR180

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HOTEL: Three comfortable double rooms in quite private house in Figueretas ibiza
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Rooms from EUR25

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HOTEL: A very clean, friendly & welcoming guesthouse in Oliva
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Rooms from EUR50

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HOTEL: Spain, Costa Blanca, B&B Casa El Rais offers 4 guestrooms in a quiet rural villa
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Rooms from EUR28

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HOTEL: Large B&B in Andalucia, 6 rooms with air conditioning and en suite
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Rooms from EUR45

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HOTEL: Bed and Breakfast at Ciudad Quesada, 40 Euro per room per night, Family Room 45
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Rooms from EUR40

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HOTEL: hotel playa real ibiza, hotel playa real, hotel ibiza
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408 Bedrooms

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HOTEL: HOUSE IN THE SUN IN SITGES, SPAIN, FULL OF RUSTIC TEMPTATIONS
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6 Bedrooms

Popular Towns/Cities for adverts within Spain

PUERTO DE MAZARRON - MURCIA COAST   PUERTO DE MAZARRON 10 adverts present in our database with 10 Holiday Rentals

PLAYA BLANCA - LANZAROTE   PLAYA BLANCA 8 adverts present in our database with 8 Holiday Rentals

CORRALEJO - FUERTEVENTURA   CORRALEJO 8 adverts present in our database with 8 Holiday Rentals

JAVEA - ALACANT   JAVEA 7 adverts present in our database with 7 Holiday Rentals

MORAIRA - ALACANT   MORAIRA 7 adverts present in our database with 7 Holiday Rentals

NERJA - MALAGA   NERJA 7 adverts present in our database with 7 Holiday Rentals

CALETA DE FUSTE - FUERTEVENTURA   CALETA DE FUSTE 7 adverts present in our database with 7 Holiday Rentals

CIUDAD QUESADA - ALACANT   CIUDAD QUESADA 6 adverts present in our database with 5 Holiday Rentals, 1 Hotel Listing

CIUTAT VELLA - BARCELONA CITY   CIUTAT VELLA 5 adverts present in our database with 5 Holiday Rentals

LOS CRISTIANOS - TENERIFE   LOS CRISTIANOS 5 adverts present in our database with 5 Holiday Rentals

BARCELONA - BARCELONA PROVINCE   BARCELONA 4 adverts present in our database with 2 Holiday Rentals, 2 Hotels

GRAN ALACANT - ALACANT   GRAN ALACANT 4 adverts present in our database with 4 Holiday Rentals

IBIZA - BALEARIC ISLANDS   IBIZA 4 adverts present in our database with 2 Holiday Rentals, 2 Hotels

SAN BARTOLOME - LANZAROTE   SAN BARTOLOME 4 adverts present in our database with 4 Holiday Rentals

EMPURIABRAVA - GIRONA   EMPURIABRAVA 3 adverts present in our database with 3 Holiday Rentals

OLIVA - VALENCIA   OLIVA 3 adverts present in our database with 2 Holiday Rentals, 1 Hotel Listing

SOTOGRANDE - MALAGA   SOTOGRANDE 3 adverts present in our database with 3 Holiday Rentals

ORGIVA - GRANADA   ORGIVA 3 adverts present in our database with 3 Holiday Rentals

SAN JOSE - IBIZA   SAN JOSE 3 adverts present in our database with 3 Holiday Rentals

CALA EN PORTER - MINORCA   CALA EN PORTER 3 adverts present in our database with 3 Holiday Rentals

PUERTO DEL CARMEN - LANZAROTE   PUERTO DEL CARMEN 3 adverts present in our database with 3 Holiday Rentals

CALPE - ALACANT   CALPE 2 adverts present in our database with 1 Holiday Rental Listing, 1 Hotel Listing

BENITACHELL - ALACANT   BENITACHELL 2 adverts present in our database with 2 Holiday Rentals

PINAR CAMPOVERDE - ALACANT   PINAR CAMPOVERDE 2 adverts present in our database with 2 Holiday Rentals

BENIMELI - ALACANT   BENIMELI 2 adverts present in our database with 2 Holiday Rentals

VILLAMARTIN - ALACANT   VILLAMARTIN 2 adverts present in our database with 2 Holiday Rentals

TORREVIEJA - ALACANT   TORREVIEJA 2 adverts present in our database with 2 Holiday Rentals

LOS ALTOS - ALACANT   LOS ALTOS 2 adverts present in our database with 2 Holiday Rentals

CONIL DE LA FRONTERA - CADIZ   CONIL DE LA FRONTERA 2 adverts present in our database with 2 Holiday Rentals

ESTEPONA - MALAGA   ESTEPONA 2 adverts present in our database with 2 Holiday Rentals

COMPETA - MALAGA   COMPETA 2 adverts present in our database with 2 Holiday Rentals

MARBELLA - MALAGA   MARBELLA 2 adverts present in our database with 2 Holiday Rentals

VELEZ DE BENAUDALLA - GRANADA   VELEZ DE BENAUDALLA 2 adverts present in our database with 2 Holiday Rentals

MOJACAR - ALMERIA   MOJACAR 2 adverts present in our database with 2 Holiday Rentals

BINIBECA - MINORCA   BINIBECA 2 adverts present in our database with 2 Holiday Rentals

EL COTILLO - FUERTEVENTURA   EL COTILLO 2 adverts present in our database with 2 Holiday Rentals

SITGES - BARCELONA PROVINCE   SITGES 1 adverts present in our database with 1 Hotel Listing

CASTELLO DE AMPURIAS - GIRONA   CASTELLO DE AMPURIAS 1 adverts present in our database with 1 Holiday Rental Listing

ALONSO MARTINEZ - MADRID CITY   ALONSO MARTINEZ 1 adverts present in our database with 1 Hotel Listing

MONTICHELVO - VALENCIA   MONTICHELVO 1 adverts present in our database with 1 Hotel Listing

PEDRALBA - VALENCIA   PEDRALBA 1 adverts present in our database with 1 Hotel Listing

PUZOL - VALENCIA   PUZOL 1 adverts present in our database with 1 Holiday Rental Listing

CITY OF VALENCIA - VALENCIA   CITY OF VALENCIA 1 adverts present in our database with 1 Holiday Rental Listing

PINOSO - ALACANT   PINOSO 1 adverts present in our database with 1 Hotel Listing

CREVILLENTE - ALACANT   CREVILLENTE 1 adverts present in our database with 1 Hotel Listing

EL CAMPELLO - ALACANT   EL CAMPELLO 1 adverts present in our database with 1 Holiday Rental Listing

DENIA - ALACANT   DENIA 1 adverts present in our database with 1 Holiday Rental Listing

ALFAS DEL PI - ALACANT   ALFAS DEL PI 1 adverts present in our database with 1 Holiday Rental Listing

ALMORABI - ALACANT   ALMORABI 1 adverts present in our database with 1 Holiday Rental Listing

GUARDAMAR DEL SEGURA - ALACANT   GUARDAMAR DEL SEGURA 1 adverts present in our database with 1 Holiday Rental Listing

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